Wholesale Funding

Loan Products

Niche Products

Full Doc

  • Max $2.0mil, max LVR 80%
  • INTEREST ONLY included no loading
  • Up to $500K cash-out with stated purpose only, no evidence required
  • Service on the most recent years income for self-employed (don’t average 2 years)
  • Temporary Residents and offshore income acceptable
  • NO RISK FEES

Full Doc

  • Max 5.0mil, max LVR 95%
  • 2 payslips only for PAYG
  • year financials available

Alt Doc

  • Max 5.0mil, max LVR 80%
  • 12 months ABN, 1 day GST
  • One accountant letter acceptable
  • No risk fee applies up to LVR 80%
  • Alt Doc construction loan available -NO Clawback!
  • 100% Redraw Offset Facility included

Non-Resident

  • Max 5.0mil, max LVR 80%
  • No risk fee product available
  • Parents Guarantor loan acceptable
  • Easy refinance, no income document required
  • Self-employed Alt Doc Accepted
  • Construction loan available -NO Clawback!
  • 100% Redraw Offset Facility included

SMSF

  • Max 3.5mil, max LVR 90%
  • No asset OR liquidity testing
  • Commercial Property acceptable
  • Newly established SMSF acceptable
  • Loan exposure 7.5M(per person)
  • Easy refinance available

Commercial

  • Max 5mil, max LVR 80%
  • Loan term up to 30 years
  • Full doc and Alt doc available
  • No Annual Review
  • No Claw Back applied
Target Market Determination
Visa Policy