Flex Saver Full Doc Near Prime Clear
Niches
- 1 year financial statement acceptable
- Late payments on unsecured debts with max RHl (1) across the last 3 months
- Unlimited debt consolidation, incl. business and ATO debt
- Up to 40 year loan terms
| Product Summary | |
|---|---|
| Security Type | Residential |
| Maximum Loan Amount | $5,000,000 |
| Maximum LVR | 95% |
| Maximum Loan Term | 40 years |
| Borrower Type | Individuals, Company or Trust |
| Loan Purpose | New Purchase, Refinance or Equity Release |
| Repayment Options | Principal & Interest or Interest Only (maximum 5 years followed by Principal and Interest) |
| Interest Type | Variable or Fixed (up to 10 years) |
| Facilities Available | Offset Facility, Redraw Facility, Internet & Phone Banking, Debit Card, BPAY, ATM |
Income Documents Checklist
PAYG
- Most Recent 2 Payslips
PLUS, one of the following
- Letter of employment
- Notice of assessment
- Latest PAYG Payment Summary
- 3 months bank statements
OR, Choose from any two of the following
- Most recent pay slips
- 3 months bank statement
- Employment check completed by Flex Saver or Mortgage Manager
Self-Employed
- Last 1 year tax returns and last 1 year notice of assessments (tax returns < 6 months old), OR
- Last 1 year tax returns and last 1 year notice of assessments (tax returns > 6 months) and Most recent BAS OR last 3 months business banks statements, OR
- Last 1 year Financial Statements executed by a registered tax agent or Accountant (Financial Statements < 6 months old), OR
- Last 1 year Financial Statements executed by a registered tax agent or Accountant (Financial Statements > 6 months) and Most recent BAS OR last 3 months business banks statements
Please Contact Us for more details and quote