Smart Saver Commercial Alt Doc
Niches
- No annual review
- Rate starting from 8.29%
- Unlimited cash out
| Product Summary | |
|---|---|
| Security Type | Commercial |
| Maximum Loan Amount | $3,000,000 |
| Maximum LVR | 80% |
| Maximum Loan Term | 30 years |
| Borrower Type | Individuals, Company or Trust |
| Loan Purpose | New Purchase, Refinance, Equity Release |
| Repayment Options | Principal & Interest or Interest Only (maximum 5 years followed by Principal and Interest) |
| Interest Type | Variable |
| Facilities Available | Direct Debit, BPAY, Pay anyone |
Income Documents Checklist
PAYG
- 2 consecutive payslips; AND
- 3 months bank statements showing salary paid by employer
Self-Employed
- Borrower income declaration; AND
- One of the following
- Accountant Declaration
- 6 months lodged BAS
- 6 months Business Bank Statements
Active ABN for at least 2 years (If Turnover is >$75,000 must be registered for GST for minimum 12 months)
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