Flex Saver Near Prime Commercial
Niches
- Unlimited defaults, judgements and writs > $1,000, listed > 24 months (paid or unpaid) accepted
- Up to 3 months non-mortgage arrears (within the last 3 months)
- Discharged from bankruptcy (> 24 months) accepted.
- Alt Doc construction available
| Product Summary | |
|---|---|
| Security Type | Commercial |
| Maximum Loan Amount | $4,000,000 |
| Maximum LVR | 80% (inclusive of fees) |
| Maximum Loan Term | 30 years |
| Borrower Type | Individuals, Company or Trust |
| Loan Purpose | New Purchase, Refinance |
| Repayment Options | Principal & Interest or Interest Only (maximum 5 years followed by Principal and Interest) |
| Interest Type | Variable |
| Facilities Available | Offset Facility, Redraw Facility, Internet & Phone Banking, Debit Card, BPAY |
Income Documents Checklist
PAYG
- Most Recent 2 Payslips
PLUS, one of the following
- Letter of employment
- Notice of assessment
- Latest PAYG Payment Summary
- 3 months bank statements
Self-Employed
- Last 2 years tax returns,
- Last 2 years notice of assessments.
- Last 2 years Financial Statements
- Copy of current lease documentation (where applicable)
- 1 accountant letter acceptable(Alt Doc loan size less than 3M)
Please Contact Us for more details and quote